Back to Research Home
OPFIOppFi Inc
Financials · Finance: Consumer Services
$5.42−6.23%
As of 23 Oct 2026Mkt cap —
Stage 13
AVOID
Fundamentals
—/75
Technical
4.4/15
Independent
—/90
GCAE viewstructural technical damage is a hard non-actionable condition
Price
- 1M
- −13.1%
- 3M
- −42.5%
- 6M
- −37.9%
- 1Y
- −44.2%
Financials & valuation
Cached filing evidence · as of 2026-10-02
Valuation
- P/E
- 2.6xHist median 56.1x
- Forward P/E
- —No validated forward-estimate source
- Price / FCF
- 0.4x
- FCF yield
- 267.9%
Quality
- ROIC
- —
- Operating margin
- —
- FCF margin
- —
- Current ratio
- —
Growth
- Revenue growth
- —Latest FY YoY
- Revenue CAGR
- —
- EPS CAGR
- +19.8%
- FCF CAGR
- +25.7%
Capital
- Share-count trend
- +27.2%3Y annualised
- Net debt
- $549,0000.0x OCF
Annual trend
- CAGR 2021–2025
- +19.8%
- Latest · 2025
- $0.99
- YoY
- +175.0%
GCAE Research
- Quality Research
- NOT FLAGGED
- Acceleration Radar
- NOT FLAGGED
- THE ONE
- NOT FLAGGED
- Final / Opportunity
- NOT FLAGGED
Key takeaway
structural technical damage is a hard non-actionable condition
Unresolved question
No reliable unresolved question is available from the current committed evidence.
Watch next
- Next earnings · 2026-10-28
More details & evidence
Production decision
- Stage 13
- AVOID
- Technical state
- damaged
- Rotation
- headwind
- Evidence
- fresh
Presentation freshness
- Stage 11 market
- 2026-10-23 · Massive
- Financial cache
- 2026-10-02
- Quality Research
- NOT FLAGGED
- THE ONE
- NOT FLAGGED
Authority
- Company page
- Presentation only
- Scores
- Frozen GCAE production outputs
- Research
- Research-only lanes; no score override
- Private portfolio
- Not loaded